Our Role as Your Fiduciary Adviser

It starts with a conversation with us.  Our approach is holistic.  We believe that peace of mind comes from planning for each life stage and that your personal and investment plan should reflect how you want to live your life and how you can use your hard-earned money smartly.

We explore your goals and life dreams.  Once we gather your information (goals, objectives, financial data, etc.), we deeply look to help uncover gaps and opportunities.  We analyze your current and future state.  We consider your variables (earnings, spending, savings, assets, asset allocation, inflation, etc.) and anticipated changes.  We see how they all come together when looking at your future.  The decision-making process is about understanding how your different variables and changes to these variables affect various outcomes.  Other considerations are considered when we analyze this information, such as taxes, penalties, risks, and tradeoffs.

We stress-test your portfolio to assess the potential impact of various scenarios that may help you prepare for unexpected events.  We use simulation to analyze how your portfolio might perform, helping you address gaps and opportunities that may help take out the emotion of the decision-making process during a stressful time.

After completing this analysis, we create a financial plan with various reports.  In addition, we make a summary report that pulls out the main points and highlights the insights in the financial plan.  The summary report explains the financial plan at a high level.  Also provided is a page that lists the next steps for our client. 

We aim to reduce your financial stress so that you can focus your energies on your families, work, and life's passions.