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Learning Center

Calculators

• Estate Taxes
• Cost of Retirement
• Required Minimum Distributions
• Impact of Inflation
• Retirement Plan Early Distribution
• Retirement Portfolio Lifespan
• Working While Collecting Social Security Benefits
• Tax-Deferred Savings
• IRA Eligibility
• Roth IRA Conversion
• College Funding
• Life Insurance
• Long-Term Care Self Insurance
• LTCI Cost of Waiting
• Disability Income Insurance

Flipbooks

• Financial Management Insight: Strategies to Help Build Your Future
• Understanding Social Security and Medicare: America’s Retirement Safety Net
• Higher Education: College Saving and Funding Strategies
• Investing Basics: Embark on Your Wealth-Building Journey
• Time to Get Tax-Savvy: Managing Your Tax Burden
• Envisioning Your Retirement: How to Prepare Today for a More Fulfilling Tomorrow
• Wealth Preservation: Planning to Leave a Legacy
• Financial Protection: Using Insurance to Help Manage Life’s Risks

Newsletters

• HOT TOPIC: High Foreign Investment in the U.S. – Will It Last?
• Treasury Yields Off 17-Year Highs
• If You Don’t Have a Will Yet, Why Not?
• FAFSA for 2025-2026 School Year Opens December 1
• Do You Know Your Medicare Coverage Options?
• Higher Rates Pressure Borrowers and Some Banks: Is Your Money Safe?
• HOT TOPIC: The Fed Finally Cut Interest Rates
• Can You Put the Brakes on Rising Auto Insurance Premiums?
• Do You Have Enough Life Insurance?
• Making the Most of Your Credit Card
• A Pension Strategy That May Boost Your Income
• What’s Your Real Return?
• HOT TOPIC: Should You Worry About Market Volatility?
• It’s Complicated: Inheriting IRAs and Retirement Plans
• Retroactive Social Security Benefits: A Chance to Turn Back Time
• Eight Great Investing Quotes
• Thinking of Selling Your Home? Don’t Be Surprised by Capital Gains Taxes
• Just Your Average Millionaire
• HOT TOPIC: Real Estate Commission Changes Around the Corner
• Watch for These Hazards on the Road to Retirement
• Mixing It Up: Asset Allocation and Diversification
• After the Loss of a Loved One, Watch Out for Scams
• Consumer Sentiment: Do Americans See Brighter Days Ahead?
• Equity REITs: Is There Room for Real Estate in Your Portfolio?
• HOT TOPIC: The Economic Impact of an Aging World
• Should You Buy or Lease Your Next Vehicle?
• Birthday Benefits Quiz
• The IRS Wants More Info About Your Gig Income
• Can Home Improvements Lower Your Tax Bill? It Depends
• Saving for College: 529 Plan vs. Roth IRA
• HOT TOPIC: Real Estate Roundup: Feeling the Impact of Higher Rates
• Investor, Know Thyself: How Your Biases Can Affect Investment Decisions
• Do You Need to Adjust Your Tax Withholding?
• Insurance Gaps May Pose Risks for High-Net-Worth Households
• The United States Is Older Than Ever Before
• Are You Spending Money to Keep Stuff You Don’t Need?
• HOT TOPIC: What Stubborn Inflation Could Mean for the U.S. Economy
• Market Measures: Beyond the Dow
• New SAVE Repayment Plan Offers Key Benefits
• ESG Investing in the Spotlight
• Housing Market Trends: Are They Helping or Hurting the Economy?
• Where Will You Live as You Grow Older?
• HOT TOPIC: International Investing: The Diverging Fortunes of China and Japan
• Beware of These Life Insurance Beneficiary Mistakes
• Individual Bonds vs. Bond Funds: What’s the Difference?
• What’s Required of the Executor of an Estate?
• How a Family Limited Partnership Can Power an Estate Plan
• Fixed Annuities: Retirement Income for Now or Later
• HOT TOPIC: Can Productivity Keep Driving the U.S. Economy?
• Key Retirement and Tax Numbers for 2024
• How Savers and Spenders Can Meet in the Middle
• The Federal Reserve’s Key Meeting Dates in 2024
• Roth 401(k) News: Is It Time to Rethink How You Save for Retirement?
• Can Your Personality Influence Your Portfolio? New Research Points to Yes
• A New Year, A New Opportunity to Save with a 529 Plan
• Don’t Forget About Credit When Planning for Retirement
• Do You Have These Key Estate Planning Documents?
• Debit or Credit — What’s the Difference?
• Small Businesses Could Face Borrowing Challenges
• HOT TOPIC: SECURE 2.0 Provides New Retirement Savings Options in 2024
• Understanding Life Insurance
• Will You Work Beyond Traditional Retirement Age?
• Setting a Retirement Savings Goal
• SECURE 2.0 Makes It Easier to Give and Receive
• How to Kill Your Zombie Subscriptions
• HOT TOPIC: A Cautiously Optimistic Economic Outlook for 2024
• Much Ado About RMDs
• Medical Debt and Your Credit Report
• ISM Indexes Watch for Trouble on Both Sides of the Economy
• Why the EPA is Focusing on “Forever” Chemicals
• New Medicare Rules Tackle Prescription Drug Prices

Research Articles

• What Key Estate Planning Tools Should I Know About?
• How Can a Living Trust Help Me Control My Estate?
• What Are the Pitfalls of Probate?
• How Can My Gift Benefit Me and the Charity?
• How Can I Build and Preserve My Estate?
• How Can I Control the Distribution of My Estate?
• How Will I Pay Estate Taxes?
• Can I Benefit from an A-B Trust?
• What Gifting Strategies Are Available to Me?
• How Can I Benefit from a Charitable Lead Trust?
• How Can I Benefit from a Charitable Remainder Trust?
• How Can I Benefit from a Wealth Replacement Trust?
• Could My Family Benefit from a Family Limited Partnership?
• What Is the Best Form of Property Ownership for Me?
• What Is the History of the Federal Estate Tax?
• What Is a SEP IRA?
• What Is a SIMPLE?
• What Is an IRA Rollover?
• What Is a Roth 401(k)?
• What Is a Profit-Sharing Plan?
• What Is a Money Purchase Pension Plan?
• What Is a 403(b) Plan?
• Why Do People Buy Annuities?
• What Is a Split-Annuity Strategy?
• What Are Annuity Living Benefits?
• How Much Do I Need to Save?
• A New Chapter for Retirement
• What Is a 1035 Exchange?
• Unforgettable Birthdays
• Should You Bank Your Retirement on Your Business?
• What Are My Retirement Planning Options?
• Will Social Security Retire Before You Do?
• How Can I Estimate My Future Social Security Benefits?
• What Is a Self-Employed Retirement Plan?
• What Is an Indexed Annuity?
• What Are My Retirement Plan Distribution Options?
• What Is a Traditional IRA?
• What Is a 401(k) Plan?
• How Should I Manage My Retirement Plan?
• Save Now or Save Later?
• What Is a Roth IRA?
• What Is the Capital Gain Tax?
• What Is the Estate Tax?
• What Is the Gift Tax?
• How Much Money Can I Put Into My IRA or Employer-Sponsored Retirement Plan?
• What Is a Required Minimum Distribution?
• What Are the Tax Benefits of Charitable Trusts?
• When Must Taxes Be Paid on IRA and Employer-Sponsored Retirement Funds?
• What Happens If I Withdraw Money from My Tax-Deferred Investments Before Age 59½
• What Is Tax Deferral?
• How Can I Benefit from Tax-Advantaged Investments?
• What Tax Deductions Are Still Available to Me?
• What Tax-Advantaged Alternatives Are Available?
• What Is the Most Tax-Efficient Way to Take a Distribution From a Retirement Plan
• Is There Such a Thing as a Tax-Free Investment?
• How Can I Keep More of My Mutual Fund Profits?
• How Can I Upgrade My Insurance — Tax-Free?
• What Is the Tax History of the United States?
• What Is a Bond Ladder?
• How Are Common and Preferred Stocks Different?
• What Are Dividends?
• What Is an Exchange-Traded Fund?
• How Are Growth and Value Stocks Different?
• How Are Mutual Funds Taxed?
• What Is Stock?
• What Are Zero-Coupon Bonds?
• What Is Diversification?
• What Types of Bonds Are Available?
• What Is a Bond?
• What Do Bond Ratings Mean?
• What Is a Stock Index?
• How Do Mutual Funds and Stocks Differ?
• What Is a Mutual Fund?
• What Is a Closed-End Fund?
• What Is a Mutual Fund Load?
• What Investment Risks Should I Know About?
• What Are the Different Classes of Assets?
• What Is Asset Allocation?
• How Can I Save for My Child’s College Education?
• What College Investment Options Do I Have?
• What Stock and Bond Investing Alternatives Do I Have?
• What Is Dollar-Cost Averaging?
• 529 Lesson Plan: High Scores for 529 Plans
• What Are Some Tips for Managing My Money?
• How Long Will It Take to Double My Money?
• What Cash Management Tools Are Available?
• How Do Money Market Mutual Funds Work?
• How Can I Better Manage My Short-Term Cash?
• What Advantages Does a Biweekly Mortgage Offer?
• What Is a Reverse Mortgage?
• What Are Some Smart Ways to Refinance?
• What About Financial Aid for College?
• What Savings Alternatives Are Available?
• How Does Inflation Affect Me?
• Is a Home Equity Loan or Line of Credit Right for Me?
• Why Purchase Life Insurance?
• Why Are Annuities Considered an Insurance Product?
• Do I Need a Business Owner Policy?
• What Is Life Insurance for Business Owners?
• What Is Split-Dollar Life Insurance?
• What Is Last-Survivor Life Insurance?
• What Is Disability Income Insurance for Business Owners?
• How Can I Maximize My Insurance Benefits?
• How Can I Insure My Future?
• Do I Need Disability Income Insurance?
• What Types of Health Coverage Are Available?
• How Can I Extend My Liability Coverage?
• What Is the Difference Between an HMO and a PPO?
• How Can I Determine the Financial Strength of My Insurance Company?
• Am I Prepared for Long-Term Care Expenses?
• What Does Medicare Cover?
• How Likely Am I to Need Long-Term Care?
• What Are the Basic Types of Life Insurance?

Videos

• What Is Socially Responsible Investing?
• A Tiered Investment Strategy
• Saving for College with a 529 Plan
• Handling Market Volatility
• The Sandwich Generation: Caught in the Middle
• Leaving Your Employer? Don’t Forget Your Retirement Savings Plan
• Digital Deception: Watch Out for Cybercrime
• Decrypting Crypto: Terms to Know
• Curious About NFTs? Here's an Introduction
• ETFs vs. Mutual Funds: What's the Difference?
• Your Retirement Savings Plan Comes with Tax Benefits
• Pay Down Loan or Invest
• The Road to Retirement Can Begin at Work
• Secure 2.0 Act Seeks to Boost Retirement Readiness
• The Cost of Waiting to Invest: Effect on Your Wallet Today
• Wealth-Building Strategies for HENRYs
• Should You Pay Off Debt or Save for Retirement?
• Should You Sell When the Market Drops?
• 3 Potential Benefits of Dollar-Cost Averaging
• The Basics of Social Security Retirement Benefits
• Financial Planning: Helping You See the Big Picture
• Stocks and Stock Mutual Funds 101
• Bonds and Bond Mutual Funds 101
• The Pros and Cons of a Big Tax Refund
• Are Your Investment Decisions Influenced by Emotions?
• 6 Reasons to Work with a Financial Professional
• Women and Money: Taking Charge of Your Financial Future
• Putting Together the Retirement Income Puzzle
• Social Security: When Should You Claim Retirement Benefits?
• How Sequence of Returns Can Affect Your Retirement Savings
• Taking a Financial Inventory
• 3 Factors to Consider When Investing for the Long Term
• 4 Things To Do in the 4 Years Before College
• Taking a Closer Look at Target Date Funds
• Do You Know Who Your Beneficiaries Are?